Quebec Net Pay Calculator (2026)

Quebecers are the only Canadians who file two income tax returns: one with the Canada Revenue Agency for federal tax and one with Revenu Québec for Quebec tax. Your employer therefore withholds two income tax amounts from every pay.

In 2026, Quebec income tax is 14% up to $54,345 of taxable income, 19% up to $108,680, 24% up to $132,245 and 25.75% above that. The basic personal amount is $18,952, which gives a 14% credit. Federal tax is 14% up to $58,523, 20.5% up to $117,045, 26% up to $181,440, 29% up to $258,482 and 33% above that, with a basic personal amount of up to $16,452.

Quebec residents do, however, benefit from the Quebec abatement: basic federal tax is reduced by 16.5% because Quebec funds certain programs that the federal government funds elsewhere.

The Quebec Pension Plan (QPP) replaces the Canada Pension Plan in Quebec. In 2026, you contribute 6.30% of your salary between $3,500 and $74,600 (5.30% base contribution plus a 1% first additional contribution), up to $4,479.30. On top of that, a second additional contribution of 4% applies to salary between $74,600 and $85,000, up to $416. Your employer pays a matching amount.

The Quebec Parental Insurance Plan (QPIP) funds maternity, paternity, parental and adoption benefits. The employee contribution is 0.430% of salary up to $103,000, or at most $442.90.

Because QPIP covers parental leave, the employment insurance premium is lower in Quebec than in the rest of Canada: 1.30% of salary up to $68,900 in 2026, or at most $895.70.

The “enhanced” portion of QPP contributions (the first and second additional contributions) is deductible from income, both federally and in Quebec. The base portion instead gives a federal tax credit, as do EI premiums and QPIP contributions.

In Quebec, the deduction for workers reduces taxable income by 6% of employment income, up to $1,450 in 2026. Federally, the Canada employment amount ($1,501) gives a 14% credit. RPP or RRSP contributions withheld at source also reduce taxable income.

For a $60,000 salary paid every two weeks, the calculator estimates $3,559.50 of QPP, $780 of EI, $258 of QPIP, $5,646.87 of Quebec tax and $4,427.34 of federal tax. Annual net pay is about $45,328, or $1,743.40 per pay. The marginal tax rate, meaning the tax on one more dollar earned, is about 35% at this income level.

This calculator produces an annualized estimate using basic personal amounts only. Your actual pay may differ if you filled out the TD1 and TP-1015.3 credit forms with other amounts, if you receive taxable benefits, bonuses or overtime, or if your employer withholds union dues, group insurance or other amounts.

Payroll deductions are also only an advance on your actual tax: your income tax return determines the final amount, taking all your income, deductions and credits into account. For example, the public prescription drug insurance premium, for people without group insurance, is paid with the Quebec return, not through payroll.

Net pay is the foundation of a realistic budget: compare it with your expenses, your rent or your future mortgage payment. When comparing two job offers, also look at the marginal rate: a $5,000 raise does not put $5,000 more in your pocket. An RRSP contribution, on the other hand, reduces your tax at your marginal rate.